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Georgia Homes for Sale or rent

The age old question is should you buy a home or rent a home? Let's face it, most people want the American Dream of owning their own home. The white picket fence, the big backyard and the neighborhood cookouts pass through every brain at least once in awhile. But there are good reasons to buy, as well as good reasons to continue renting. Before rushing into purchasing a large investment such as a home, weigh your pros and cons.

Renting: Most leases in Georgia will run for a one year period. Some leases can automatically renew or at least have an option to renew. Many times, the landlord will increase the rental payment at the time of renewal. Sometimes you may even have to find a new place to live.

Remember that when you rent a home, you are not building EQUITY. Each month, you are paying down someone else's mortgage. When you buy a home, a portion of every payment goes back to you in the form of equity in your home. It allows you to start building wealth through owning real estate. Georgia real estate has historically been a great opportunity to build wealth.

Owning your own home also gives you stability. You can start building friendships in your neighborhood, get more involved in the community, have pets, begin a family, etc. Georgia has that hometown feel, so many people love to relocate to Georgia for that hometown feeling.

Many neighborhoods in Georgia also have a Homeowner's Association that you may have to answer to if your lawn gets overgrown or you want to put up a fence. However, your landlord is your ultimate authority in a rental situation and you most often have to get clearance to paint a room or have a pet without being assessed a fine. If you want freedom, renting is not the way to go!

There are some pros that come along with renting such as not having yard upkeep (unless you rent a house), being able to move quickly if needed and not being in debt for a Georgia Mortgage. However, most people would agree that home ownership is a great way to build wealth and long term security. As with everything in life, what works for one person may not work for another person.

You have to choose where you are in your life right now. Maybe you like the freedom of not owning real estate and being able to move whenever you like. But maybe you also want the freedom to paint your living room without permission. Renting vs. buying will always be a topic to be debated.

One great way to know if you want to rent a home or buy a home is to take a look at the current inventory to see what is available on the market right now! Check out this link for a great search resource: GEORGIA HOME SEARCH .